Practical tool
Budget Calculator
Plug in your numbers. See your run-rate projection, traffic-light variance per line, and a ready-to-paste narrative for your next budget meeting.
Revenue
Projected month-end
$90,000
Variance vs target
$-10,000 (-10.0%)
Status
🟡 Watch
Costs
| Category | Budget | Actual | Variance | % | Status | |
|---|---|---|---|---|---|---|
| +$2,200 | 4.9% | 🟢 On track | ||||
| $-200 | -3.3% | 🟢 On track | ||||
| +$2,500 | 20.8% | 🔴 Over | ||||
| +$1,100 | 13.8% | 🟡 Watch | ||||
| $-600 | -20.0% | 🟢 On track | ||||
| Total | $74,000 | $79,000 | +$5,000 | 6.8% | 🟡 Watch |
Auto-generated narrative
Your Marketing costs are 21% over budget this month, tracking to be approximately 142% over by month-end. This is a material variance that requires explanation before your next budget review. Consider whether this is a one-off or a recurring cost. If recurring, raise a reforecast request with finance.